Finance Calculators

Estimate monthly loan payments, total interest, and total repayment with a standard amortized loan formula.

Estimate monthly mortgage payments with principal, interest, taxes, insurance, PMI, HOA, and other recurring housing costs included.

Project future savings growth with a starting balance, one or more monthly contributions, and an expected annual return.

Estimate how long it could take to reach a savings target based on your current balance, recurring contributions, and expected return.

Estimate how long it could take to eliminate a balance based on your interest rate and monthly payment.

Estimate an emergency fund target and how long it could take to fully fund it with recurring savings.

Calculate return on investment, net profit, and total value across multiple cost and value items for a purchase, project, or campaign.

Calculate sale price, money saved, and total after tax from a list price and discount percentage.

Calculate selling price, gross profit, and gross margin from a product cost and markup percentage.

Calculate interest earned or owed using the simple interest formula with principal, rate, and time.

Estimate a realistic monthly car payment with vehicle price, down payment, trade-in value, trade-in payoff, rebate, tax, fees, and financing terms.

Compare current mortgage payments with a refinance scenario and estimate monthly savings, total cost, and break-even based on how closing costs are handled.

Estimate the home price your monthly housing budget could support after down payment, taxes, insurance, HOA, optional PMI, other recurring housing costs, and estimated closing cash.

Estimate a mortgage payment and see how much principal and interest get paid down during the first year of the loan.

Calculate the dollar amount of a home down payment, cash to close, resulting loan size, and estimated monthly housing cost.

Calculate your debt-to-income ratio from household gross income, housing costs, and recurring monthly debt payments.

Calculate loan-to-value ratio, current home equity, and the balance needed to reach 80% LTV across one or more mortgage liens.

See how extra monthly payments can shorten payoff time and reduce interest on a loan balance.

Estimate retirement savings growth from your age, retirement age, current balances, monthly contributions, and return rate.

Estimate 401(k) growth using compensation, employee contribution rate, employer match rules, current balance, compensation growth, and expected return.

Estimate a financial independence target and the time to reach it using annual spending, invested balances, recurring contributions, and expected return.

Calculate compound annual growth rate from a beginning value, ending value, and time period.

Calculate dividend yield, annual dividend income, and position cost from share price and annual dividend per share.

Estimate how much a cost could rise over time based on an annual inflation rate and number of years.