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Search across loan, mortgage, debt payoff, savings, retirement, and home equity calculators, or start with the most-used tools below.

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borrowing

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savings

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debt

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housing

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Borrowing

Loan Calculator

Popular

Estimate monthly loan payments, total interest, and total repayment with a standard amortized loan formula.

loan paymentmonthly paymentborrowing
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Borrowing

Mortgage Calculator

Popular

Estimate monthly mortgage payments with principal, interest, taxes, insurance, PMI, HOA, and other recurring housing costs included.

mortgagehome loanhousing payment
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Savings

Compound Interest Calculator

Popular

Project future savings growth with a starting balance, one or more monthly contributions, and an expected annual return.

compound interestinvestment growthfuture value
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Savings

Savings Goal Calculator

Estimate how long it could take to reach a savings target based on your current balance, recurring contributions, and expected return.

savings goalgoal plannerfuture savings
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Debt

Debt Payoff Calculator

Popular

Estimate how long it could take to eliminate a balance based on your interest rate and monthly payment.

debt payoffcredit card payoffbalance payoff
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Savings

Emergency Fund Calculator

Estimate an emergency fund target and how long it could take to fully fund it with recurring savings.

emergency fundcash reservesafety net
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Borrowing

Refinance Calculator

Popular

Compare current mortgage payments with a refinance scenario and estimate monthly savings, total cost, and break-even based on how closing costs are handled.

refinancemortgage refinancerate savings
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Borrowing

Home Affordability Calculator

Popular

Estimate the home price your monthly housing budget could support after down payment, taxes, insurance, HOA, optional PMI, other recurring housing costs, and estimated closing cash.

home affordabilityhow much househousing budget
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Borrowing

Down Payment Calculator

Calculate the dollar amount of a home down payment, cash to close, resulting loan size, and estimated monthly housing cost.

down paymenthome purchasemortgage down payment
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Borrowing

Debt-to-Income Calculator

Calculate your debt-to-income ratio from household gross income, housing costs, and recurring monthly debt payments.

debt-to-incomeDTIlending ratio
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Housing

Loan-to-Value Calculator

Calculate loan-to-value ratio, current home equity, and the balance needed to reach 80% LTV across one or more mortgage liens.

loan to valueLTVhome equity
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Borrowing

Extra Payment Calculator

See how extra monthly payments can shorten payoff time and reduce interest on a loan balance.

extra paymentpayoff fasterinterest savings
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Retirement

Retirement Calculator

Popular

Estimate retirement savings growth from your age, retirement age, current balances, monthly contributions, and return rate.

retirementretirement savingsfuture nest egg
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Retirement

401(k) Calculator

Estimate 401(k) growth using compensation, employee contribution rate, employer match rules, current balance, compensation growth, and expected return.

401k calculatoremployer matchretirement account
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Retirement

FIRE Calculator

Estimate a financial independence target and the time to reach it using annual spending, invested balances, recurring contributions, and expected return.

FIRE calculatorfinancial independenceretire early
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Borrowing

Home Equity Loan Calculator

Estimate a fixed monthly home equity loan payment, total interest, and how the new second-lien balance affects remaining equity.

home equity loansecond mortgagefixed equity loan
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Borrowing

HELOC Payment Calculator

Estimate current HELOC draw payments, later repayment payments, and how a home equity line changes combined housing debt and available credit.

HELOChome equity line of creditdraw payment
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Borrowing

Debt Consolidation Loan Calculator

Calculate debt consolidation loan payments, total interest, and total cost before you compare financing options.

debt-consolidationloan paymentmonthly payment
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Savings

High-Yield Savings Calculator

Project future value, total deposits, and growth for High-Yield Savings with a starting balance, monthly contributions, and expected return.

high-yield-savingsgrowth projectionfuture value
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Debt

Credit Card Payoff Target Calculator

Calculate the monthly payment needed to clear credit card balance by a target date, with total interest and total paid.

credit-cardpayoff targetrequired payment
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